Sign Up Today

Earn $5 when you open an account*

Kinly offers early access to your paycheck1, no minimum balances, overdraft protection2, and free financial tips and tools. We make it easy for you to take control of your finances and create generational wealth.

Join the Kinly Community:

We're Getting Noticed!

Cha' Ching! Payday Just Came Early 

Need some cash but payday is still so far away? Kinly has you covered. When you sign up for direct deposit with your Kinly Deposit Account, you can get paid up to 2 days early.

Get Paid Early

It's Time To Take Control Of Our Economic Impact

Through financial education, community-focused spending, and wealth-building, Kinly helps members manage their money and develop positive financial behavior to reach goals and realize dreams.

It's Your Money. Let's Keep It That Way

Access to your money shouldn't cost you. With Kinly, you don't get charged with monthly account fees, minimum balance fees, overdraft² fees, or in-network ATM³ withdrawal fees.

You’ve worked hard to earn, save and invest your money and we are committed to keeping it safe. 

Peace Of Mind With Safe & Secure Transactions

Are You Ready To Join The Movement?

Join the platform made to empower our community and change the financial future of Black America.

Sign Up Now
Privacy PolicyAgreements

Earn $5 when you open an account*

Kinly offers early access to your paycheck1, no minimum balances, overdraft protection2, and free financial tips and tools. We make it easy for you to take control of your finances and create generational wealth.

Cha' Ching! Payday Just Came Early 

Need some cash but payday is still so far away? Kinly has you covered. When you sign up for direct deposit with your Kinly Deposit Account, you can get paid up to 2 days early.

It's time to take control of our economic impact

Through financial education, community-focused spending, and wealth-building, Kinly helps members manage their money and develop positive financial behavior to reach goals and realize dreams.

It's Your Money. Let's Keep It That Way

Access to your money shouldn't cost you. With Kinly, you don't get charged with monthly account fees, minimum balance fees, overdraft fees², or in-network ATM withdrawal fees.³

You’ve worked hard to earn, save and invest your money and we are committed to keeping it safe.

Peace of Mind with Safe & Secure Transactions

Kinly is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

The Kinly Visa® Debit Card is issued by The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

By clicking “Get Started” you agree to receive Kinly messages to your mobile number and to our privacy policy. Message and data rates may apply. Reply STOP to cancel.

¹ Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. The recipient’s name on any deposits received must match the name on the Kinly Account. Any deposits received in a name other than the name registered to the Kinly Account will be returned to the originator. The routing and account number can be used for setting up direct deposit or to pay bills online with the direct deposit feature. Be sure only to provide your routing account number information to your payer, benefits provider, or trusted billers.

 ² Kinly Overdraft is available after qualifying direct deposits of $1,000 or more into the Kinly Account over the past 35 calendar days. Eligible members who are enrolled in Kinly Overdraft will be able to make purchases that would result in a negative balance on the Kinly Account up to $100. Not all purchases are eligible. Eligibility conditions apply for the Kinly Overdraft. See bekinly.com/overdraft for full terms and conditions.

³ There is no fee to withdraw money from any Allpoint® ATM. There is a $2.50 ATM cash-withdrawal fee assessed by Kinly for all non-Allpoint® ATM transactions (out of network transactions). The ATM operator may charge an additional fee.

*Offer is valid only for customers who qualify for and open a new Kinly account. Only one qualifying account per customer. ‍

*Offer rules: (1) You must qualify for and open a new Kinly account using the link provided in this message; (2) You must activate your card within 20 days of receiving the card; and (3) Your account must not be closed, restricted, or have a negative balance at the time of payout.

This offer and any of its terms may be modified or withdrawn at any time and without notice.

IRS reporting: Customer is responsible for any federal, state, and local taxes due to the referral bonus(es). We will report bonus amounts to the appropriate taxing authority as required by applicable law. Customer should consult a tax advisor.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Google Play and the Google Play logo are trademarks of Google LLC.

1

X